Medicare
Medicare Annual Enrollment 2026: What the Midwest Beneficiaries Should Review
October 15 - December 7 is your annual chance to change Medicare plans. Here's what to check even if you're happy with your current plan.
May 30, 2026 5 min readBy Elie Ortiz
Every year during the Annual Enrollment Period (AEP), Medicare Advantage and Part D plans change their formularies, networks, and costs. Even if you love your current plan, it may not be the same plan next year.
The 15-minute review
- Did your plan's premium change?
- Are your prescriptions still on the formulary at the same tier?
- Are your doctors still in-network?
- Did the maximum out-of-pocket go up?
- Are there better options in your ZIP code this year?
When to switch
If any of the above changed for the worse — or if your health needs changed — it's worth comparing. An independent agent can pull quotes across every carrier in the Midwest in one sitting.
Have questions about your specific situation?
Talk to Elie directly. Licensed in 15 states, based in the Midwest.