Meet Elie Ortiz: Independent Insurance Advisor

Professional Background

Elie Ortiz is a licensed insurance agent and the founder of Elie Ortiz Insurance, an independent agency licensed in all 50 states. Since 2019, Elie has helped individuals, families, and small business owners navigate some of the most important and confusing financial decisions they'll ever make.

Working with over 200 carriers, Elie gives clients access to a wide range of options rather than being limited to a single company's products.

Why I Became an Advisor

I got into this business after watching my own parents struggle with Medicare. They were overwhelmed by conflicting information, confused by the jargon, and frustrated by pushy sales tactics from agents who seemed more interested in commissions than in helping.

That experience made one thing clear: people don't need another salesperson. They need an educator — someone who will take the time to explain options honestly and give them the confidence to make their own decisions.

My Approach: Education First

My job isn't to sell you something — it's to make sure you understand what you're buying, why you're buying it, and what alternatives you might be overlooking. I'll always explain the pros and the cons. I'll tell you when a product isn't worth the cost. I'll never pressure you into a decision on the spot.

How I Get Paid: Full Transparency

I'm compensated by the insurance companies when you enroll in a plan. There's no cost to you for my help — premiums are the same whether you work with me or go directly to the carrier. Because I work with multiple carriers, I have no incentive to push one product over another.

Why an Independent Broker Matters

A captive agent can only show you their company's plans — even if a competitor offers something better. An independent broker has access to plans from 200+ carriers and can recommend the one that genuinely fits your needs, not the one that benefits a single company.